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What must be on the payday loan page

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Payday calculator

Payday calculator

This intuitive tool consists of two bars – one relates to the amount of payday loans on the Internet (it can start from PLN 50 and end at PLN 4,000), and the other is responsible for the loan repayment period (usually from 1 to 30 days, but payday loans are also available 45 or 60 days). The appropriate values ​​are set using the sliders. After selecting the repayment amount and period, the total cost of the payday payday, including the amount of individual fees (commission) and interest rate (APRC), and the exact date of paying the payday should appear below or next to the loan calculator. We should also find a button to proceed to filling out the online application, e.g. Take a loan or Submit an application.

Template framework agreement and payday regulations

Template framework agreement and payday regulations

These are another two mandatory elements that a payday payday website must have. Thanks to the framework agreement and the regulations, we will be able to calmly analyze the rules for granting the loan, its extension, as well as all obligations and rights arising from taking payday loans.

Stages of taking out payday loans

Stages of taking out payday loans

The payday loans service should have a tab where step by step it is explained how to get a loan with a distinction between new and regular customers. This is a place for information about the conditions that we must meet to apply for an online loan (age, no entries in the registers, stable income, bank account, ID card) and the amount of the verification fee. The website should also contain a tab with questions and answers about the loan offered.

Data security

Data security

Going to the payday loans page on the internet, especially when registering and then logging in to the user’s account, note whether the address bar shows https: // and the padlock symbol. Both issues confirm that we are dealing with a secure and encrypted connection.

Contact details

Contact details

Admittedly, payday loans on the Internet do not have their stationary branches, but their website should contain contact details, including the address of the loan company’s headquarters, contact telephone number, e-mail address and possibly a contact form.

The added value of the payday loan website is the presence of certificates, prizes and other distinctions that confirm its reliability and credibility.

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